WHY APPROVALGUARD?

BECAUSE CREDIT MONITORING IS NOT ENOUGH

Credit monitoring is designed to inform you of all new activity on your credit report, but as stated by Consumer Reports "Costly credit-monitoring services offer limited fraud protection". ApprovalGUARD is designed to help you understand, and more effectively, manage your entire credit profile. By improving your understanding of your credit profile and how credit scoring works, you are better able to determine the accuracy of your credit.. This allows you to proactively manage your credit, and ultimately improve your credit score. As a result, you will simplify the process of getting future credit, improve the types of credit and interest rates that will become available (home, car, credit cards, boats, etc.), reduce the overall unnecessary interest expenses you pay, and most importantly, reduce your overall financial stress associated with credit and debt.

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TAKE CONTROL OF YOUR CREDIT - Understanding & Building Credit for Your Future

As a result of the current economy, you cannot afford to be uneducated, unprepared or unprotected as it relates to your credit. With ApprovalGUARD, you are assigned a dedicated credit coach. Your credit coach will act as a personal expert advocate to reduce the stress associated with your financial credit and debt. You will receive at least four credit reports each year from your credit coach, will make sure you understand your credit report, any changes that appear on your report, and will assist you in a plan to optimize your credit rating. The coach´s goal is to help you save money on mortgages, auto loans, credit cards, and insurance. Because your credit report may also affect your ability to lease a home or qualify for a new job, your coach will take interest in these areas as well. Consumers with better credit save hundreds and thousands of dollars over their lifetime. With just about everything tied to your credit, ApprovalGUARD is here and ready to help! Our commitment is to provide each customer with exceptional service and satisfaction. If you are ever dissatisfied with your ApprovalGUARD service, you can either change your credit coach or cancel your subscription at any time without any future obligation.

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LATEST NEWS


Rock, Paper, Scissors…. Which Bills Should I Pay This Month?

It’s important to note that meeting debt obligations on a consumer’s own terms will almost always end in better results than waiting for the creditors to make the decisions for them.

Read Rock, Paper, Scissors…. Which Bills Should I Pay This Month?»

A 680 CREDIT SCORE just isn’t what it used to be!

Consumers with less than a 700 credit score may see additional fees of 1% or more and increased interest rates as high as 1% over the base rates. The increased fees and interest expense represents about $3,500 in extra fees and as much as $134 a month in additional monthly mortgage payments for a new home buyer purchasing a...

Read A 680 CREDIT SCORE just isn’t what it used to be!»

OCC Appoints Receiver for First National Bank of Danville

The Office of the Comptroller of the Currency (OCC) today appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for First National Bank of Danville, Danville, Illinois.

Read OCC Appoints Receiver for First National Bank of Danville»

Agencies Publish Final Rules and Guidelines to Promote Accurate Reports About Consumers

The federal financial regulatory agencies and the Federal Trade Commission yesterday published final rules and guidelines to promote the accuracy and integrity of information furnished to credit bureaus and other consumer reporting agencies, and widely used to determine consumers� eligibility for credit, employment, insurance, and rental housing.

Read Agencies Publish Final Rules and Guidelines to Promote Accurate Reports About Consumers»

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