Features
All the tools you need stored in a convenient location
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Live Credit Professional
 You have direct access to a personal ApprovalGUARD™ Credit Professional. He or she will be available to meet with you via telephone each time you receive an ApprovalGUARD credit report. During your sessions, the Credit Professional will help you understand the intricacies of your credit report, how scores work, and most importantly provide valuable tips that can be used in developing a personal plan to manage and optimize your credit scores and profile. If you ever need general technical assistance, please call or e-mail our ApprovalGUARD Customer Support Department for live assistance. |
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Credit Locker™
 You have direct access to your own password-protected Credit Locker™. Credit reports, tools, credit library, and more, are also accessible.
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Credit Report Guide  Request and view your credit reports and scores using the ApprovalGUARD service. The automated credit score analysis tools will help you identify how your scores rank with other U.S. consumers. Review your report with your ApprovalGUARD Credit Professional during review sessions.
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Credit Planning Tools  Create your own working credit plan for building new credit or optimizing your current credit profile. Consumers with better credit profiles typically receive lower interest rates and better lending programs. Work with your ApprovalGUARD Credit Professional, or on your own, using the power of the Debt Planning Tool in three easy steps. In step 1.) create a picture of your credit as it looks today. In step 2.) create one or more "profiles" of actions you might take to build or optimize your credit profile. In step 3.) see an automated comparison of how your plan may impact your credit profile along with charts and graphs.
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Credit Knowledge Library
 Find easy-to-read credit articles organized in a simple library, which will help you understand credit basics, build new credit and, finally, manage your credit. Enter the "I.D. Theft Library" to read articles and gather tips on how to avoid credit and I.D. Theft. Finally, if you need help and tips on handling suspicious activity on your credit report, read more in the section "Dealing with I.D. Theft."
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Member Emails
 Every month your membership with ApprovalGUARD includes at least two online articles with valuable information about credit. Your membership starts out with how to understand credit, and then proceeds on how to build and manage your credit. Each email may also include valuable credit-related booklets and brochures on topics of interest. As you receive your subscription by email, we will organize every delivery from this section so that you can refer back to them at your leisure.
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