Features
All the tools you need stored in a convenient location
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Live Credit Advisor
 You have direct access to a personal ApprovalGUARD™ Credit Advisor. He or she will be available to meet with you via telephone each time you receive an ApprovalGUARD credit report. During your sessions, the Credit Advisor will help you understand the intricacies of your credit report, how scores work, and most importantly provide valuable tips that can be used in developing a personal plan to manage and optimize your credit scores and profile. If you ever need general technical assistance, please call or e-mail our ApprovalGUARD Customer Support Department for live assistance. |
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Credit Locker™
 You have direct access to your own password-protected Credit Locker™. Credit reports, tools, credit libraries, and more, are also accessible.
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Credit Report and Score  Request and view your credit report and score using the ApprovalGUARD Service. See how you rank nationally with other consumers and what factor most impacts your credit score.
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Automated Credit Monitoring & Alerts Automatic credit report activity monitoring. Set-up email alerts to be notified anytime selected activity occurs on your credit report. Call your ApprovalGUARD Credit Advisor to get answers to your questions.
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Residential Property Monitoring & Alerts
 This is available to ApprovalGUARD homeowners. It entails automated property monitoring and alert service. Protect your home from lien fraud "house stealing." Stay on top of your home's value, and know what's happening in your neighborhood. Register online through Credit Locker™.
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Debt Payoff Planner
 Create your own working credit plan for building new credit or optimizing your current credit profile. Consumers with better credit profiles typically receive lower interest rates and better lending programs. Work with your ApprovalGUARD Credit Advisor, or on your own, using the power of the Debt Payoff Planner in three easy steps. In step 1.) create a picture of your credit as it looks today. In step 2.) create one or more "profiles" of actions you might take to build or optimize your credit profile. In step 3.) see an automated comparison of how your plan may impact your credit profile along with charts and graphs.
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Credit Knowledge Library
 Find easy-to-read credit articles organized in a simple library, which will help you understand credit basics, build new credit and, finally, manage your credit. Enter the "I.D. Theft Library" to read articles and gather tips on how to avoid credit and I.D. Theft. Finally, if you need help and tips on handling suspicious activity on your credit report, read more in the section "Dealing with I.D. Theft."
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Subscription Articles
 Every month your membership with ApprovalGUARD includes at least two online articles with valuable information about credit. Your membership starts out with how to understand credit, and then proceeds on how to build and manage your credit. Each email may also include valuable credit-related booklets and brochures on topics of interest. As you receive your subscription by email, we will organize every delivery from this section so that you can refer back to them at your leisure.
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