Privacy Policy
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This Policy explains what ApprovalGUARD™ does to keep information about you private and secure. We want you to know how we manage that information to serve you and that you have choices about how it is shared. Please read this Policy carefully.
Q. What information do you have about me?
A. To provide services and to help meet your needs, we collect information about you
from various sources.
- We get information from your requests for our products or services. One example is your address for mailing.
- We get information about your transactions with us and with others. For example, when we review your credit report during the consultation.
- We get information, such as your credit history, from credit bureaus.
Q. How do you safeguard information about me?
A. We take a number of steps to protect the privacy of information about you. Here
are some examples:
- We keep information under physical, electronic or procedural controls that comply with or exceed industry standards.
- We authorize our employees, agents and contractors to get information about you only when they need it to do their work for us.
- We require companies working for us to protect information. They agree to use it only to provide the services we ask them to perform for us.
Q. Is information about me shared with outside financial companies?
A. No, Your information is only available for use by the employees or consultant of
ApprovalGUARD™ who provide services to you.
Q.Is information about me shared with non-financial companies outside
your family of companies?
A. No
Q. Is information about me shared in any other ways?
A. Yes. We may also share information about you in other ways, as required or
permitted by law. Here are some examples of ways that we share information.
- To protect against fraud
- To respond to a subpoena
- To service your account
- To report to a credit bureau
- With your consent
Q. Is there anything I can do to keep other companies and lenders from
calling me?
A. The three major U.S. credit bureaus sell your information legally to other lenders based on
recent inquiries on a credit report. This can happen when a report is requested for anything
including credit cards, auto loans, home loans and even your Approval Guard report.
Unfortunately the only way to prevent this from happening is to sign up with the "opt out"
feature offered through the credit bureaus. By accepting the terms and services of
ApprovalGUARD™ will be done automatically for you. As a consumer you may also visit
www.optoutprescreen.com or call 1-888-5OptOut 1-888-567-8688 to opt-out of these offers.
This is a free service to consumers offered by the major credit bureaus. The process takes
approximately 3 - 5 business days.
Q. What if I have questions about your privacy policy?
A. Should you have other questions or concerns about these privacy policies, please call us at 1-877-558-5595 or send us an email here.